So I finally got the go ahead to lock in for a 30 day today, which means we are DEFINITELY closing on or before June 5th! So nice to have a real date :) I called NVR settlement too to schedule our closing, I had to leave a message but I'm hoping to close on Monday June 1st, that way we have a whole week to move in and clean the old apt, we are keeping the lease until June 9th now.
I'm still going to get a new GFE with the rate and the closing credit, it has been the same rate and closing credit for the past few weeks every time I inquired about it, so I honestly don't think it's going to get any better through NVR, and even the nation average was at 3.35 BUT that is if you have 20% down on a conventional, so I think that our rate is competitive, we locked at 3.5% 30 yr fixed with 10% down and buying our MI out upfront. We got a credit back of .375% too, which is nice so it will be a little over 1k less to bring to the table. All things considered, I think we are getting a good rate and so far I am pleased.